Exclusive Services

Ongoing OR project based financial planning to include comprehensive planning for individuals and business owners to include: investment management, retirement planning, cash flow planning, debt payoff planning, risk management, college savings, tax planning, estate planning, financial/ life goal planning,  and specialized financial guidance.

We offer three levels of Investment Management to our clients.

• Guided Independence Investment Account: You choose your investments and when to make/ change them. Your financial advisor will provide advice as needed and based on your financial goals.

• Personalized Portfolio Partnership: You and your financial advisor build your portfolio and asset allocation together based on your risk tolerance and financial goals. 

• Managed Model Partnership: You, along with your financial advisor select a portfolio model that aligns with your risk tolerance and financial goals, and then your financial advisor does the rest by investing and managing the account for you. 

Also included in our financial planning offering, but we realize that some customers just need a bit more assistance with specific retirement planning and strategy. We offer tailored retirement planning to include: retirement savings/ investment analysis and strategy, Social Security optimization and pension/ occupation funded retirement planning (if applicable).

Also included in our financial planning offering, but we realize that some customers just need a bit more assistance with specific tax planning and strategy. We offer tailored tax planning to include: tax-efficient investments strategies, income tax planning, business tax planning and overall tax reduction strategies. 

Also included in our financial planning offering, but we realize that some customers just need a bit more assistance with specific insurance planning and strategy. We offer tailored insurance planning to include: risk assessment and strategy, life insurance analysis and health/ disability insurance planning.

Also included in our financial planning offering, but we realize that some customers just need a bit more assistance with specific education planning and strategy. We offer tailored education planning to include: needs assessment, 539 plans and saving/ investing for education strategy and financial aid guidance. 

Also included in our financial planning offering, but we realize that some customers just need a bit more assistance with specific estate planning and strategy. We offer tailored retirement planning to include: inheritance and legacy planning, minimizing estate taxes (if applicable) and estate plan education. 

One of our firm's specialties. Debt has become an epidemic in our country, but that doesn't mean you have to suffer from it any longer or alone. Our firm's debt management service includes things such as debt consolidation strategies, paydown plans and credit management. This service is typically project based for a defined period of time. Get out of debt today!

Life happens and things change. Whether it is a divorce, material charitable giving or special needs financial planning, we offer project based specialized financial guidance for a fee.